What are the documents required at the time of making an application for a housing loan?
Proof of age (Passport / License / Voters ID)
Proof of residence (Ration card / Tel / Electricity bill)
Latest salary slip (proof of income for salaried individuals)
Bank statements for the previous six months.
For self-employed, certified copies of balance sheet, profit and loss statement and tax “challans” / tax returns for the previous 3 years for partnership/private limited companies, the articles of association, partnership deed and details about the firm.
For the NRIs’ latest salary certificate specifying, name (as it appears in the passport). Date of joining, passport number, designation, perquisites and salary, photocopy of labor card/ identity card, photocopy of valid resident visa stamped on the passport, photocopy of monthly statement of local bank account, property related documents.