15 JUN
What are the documents required at the time of making an application for a housing loan?
- Photographs
- Proof of age (Passport / License / Voters ID)
- Proof of residence (Ration card / Tel / Electricity bill)
- Latest salary slip (proof of income for salaried individuals)
- Form 16
- Bank statements for the previous six months.
- For self-employed, certified copies of balance sheet, profit and loss statement and tax “challans” / tax returns for the previous 3 years for partnership/private limited companies, the articles of association, partnership deed and details about the firm.
- For the NRIs’ latest salary certificate specifying, name (as it appears in the passport). Date of joining, passport number, designation, perquisites and salary, photocopy of labor card/ identity card, photocopy of valid resident visa stamped on the passport, photocopy of monthly statement of local bank account, property related documents.
- Details of existing loans if any.
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